diff --git a/backend/services/wallet-service/src/application/services/wallet-application.service.ts b/backend/services/wallet-service/src/application/services/wallet-application.service.ts
index bd4b8399..d94adf60 100644
--- a/backend/services/wallet-service/src/application/services/wallet-application.service.ts
+++ b/backend/services/wallet-service/src/application/services/wallet-application.service.ts
@@ -980,7 +980,7 @@ export class WalletApplicationService {
    * 分配规则：
    * - SHARE_RIGHT (分享权益): 写入 pending_rewards 表，24小时待领取
    * - PROVINCE_TEAM_RIGHT, PROVINCE_AREA_RIGHT, CITY_TEAM_RIGHT, CITY_AREA_RIGHT: 直接到账
-   * - COMMUNITY_RIGHT (社区权益): 根据 targetId 分配（用户账户或总部）
+   * - COMMUNITY_RIGHT (社区权益): 进入总部社区账户 S0000000001，直接到账
    */
   private async allocateToUserWallet(
     allocation: FundAllocationItem,
@@ -989,17 +989,9 @@ export class WalletApplicationService {
     const amount = Money.USDT(allocation.amount);
     const allocationType = allocation.allocationType;
 
-    // 社区权益：根据 targetId 判断分配目标
-    // - targetId 为 '1' 或 'S0000000001' 时进入总部社区账户
-    // - targetId 为用户账户（D开头）时进入该用户账户
+    // 社区权益直接进入总部社区账户 S0000000001
     if (allocationType === 'COMMUNITY_RIGHT') {
-      const targetId = allocation.targetId;
-      if (targetId === '1' || targetId === 'S0000000001') {
-        await this.allocateToHeadquartersCommunity(allocation, orderId);
-      } else {
-        // 分配到具体用户的社区权益
-        await this.allocateCommunityRightToUser(allocation, orderId);
-      }
+      await this.allocateToHeadquartersCommunity(allocation, orderId);
       return;
     }
 
@@ -1089,49 +1081,6 @@ export class WalletApplicationService {
     }
   }
 
-  /**
-   * 社区权益分配给具体用户（社区授权达标后）
-   * 直接进入用户的可结算余额
-   */
-  private async allocateCommunityRightToUser(
-    allocation: FundAllocationItem,
-    orderId: string,
-  ): Promise<void> {
-    const targetId = allocation.targetId;
-    const wallet = await this.walletRepo.findByAccountSequence(targetId);
-    if (!wallet) {
-      this.logger.warn(`Failed to find wallet for community right allocation: ${targetId}`);
-      return;
-    }
-
-    const amount = Money.USDT(allocation.amount);
-
-    // 社区权益直接进入可结算余额（与分享权益的处理类似但不进 pending）
-    wallet.addSettleableReward(amount, Hashpower.create(0));
-    await this.walletRepo.save(wallet);
-
-    // 记录流水
-    const ledgerEntry = LedgerEntry.create({
-      accountSequence: wallet.accountSequence,
-      userId: wallet.userId,
-      entryType: LedgerEntryType.REWARD_TO_SETTLEABLE,
-      amount,
-      refOrderId: orderId,
-      memo: `${allocation.allocationType} allocation (direct settleable)`,
-      payloadJson: {
-        allocationType: allocation.allocationType,
-        metadata: allocation.metadata,
-      },
-    });
-    await this.ledgerRepo.save(ledgerEntry);
-
-    await this.walletCacheService.invalidateWallet(wallet.userId.value);
-
-    this.logger.debug(
-      `Allocated ${allocation.amount} USDT to user ${targetId} for ${allocation.allocationType} (community right)`,
-    );
-  }
-
   /**
    * 社区权益直接进入总部社区账户 S0000000001
    */