fix(mobile-app): fix pending action completion detection

- Change FORCE_KYC check from isCompleted to level1.verified
  (FORCE_KYC only requires real-name verification, not all KYC levels)
- Add post-navigation re-check for FORCE_KYC and BIND_PHONE actions
  (handles cases where user completes action but page doesn't return true)

🤖 Generated with [Claude Code](https://claude.com/claude-code)

Co-Authored-By: Claude Opus 4.5 <noreply@anthropic.com>

frontend/mobile-app/lib/features/pending_actions/presentation/pages/pending_actions_page.dart

@@ -122,13 +122,17 @@ class _PendingActionsPageState extends ConsumerState<PendingActionsPage> {
       case 'BIND_PHONE':
         // 跳转到手机号绑定页面
         final result = await context.push<bool>(RoutePaths.kycPhone);
-        return result == true;
+        if (result == true) return true;
+        // 页面返回后再次检查是否已完成（用户可能通过其他方式完成了操作）
+        return await _checkIfAlreadyCompleted(action);
 
       case 'FORCE_KYC':
         // 跳转到实名认证页面
         final orderNo = action.actionParams?['orderNo'] as String?;
         final result = await context.push<bool>(RoutePaths.kycEntry, extra: orderNo);
-        return result == true;
+        if (result == true) return true;
+        // 页面返回后再次检查是否已完成（用户可能通过其他方式完成了操作）
+        return await _checkIfAlreadyCompleted(action);
 
       case 'SIGN_CONTRACT':
         // 跳转到合同签署页面
@@ -164,11 +168,12 @@ class _PendingActionsPageState extends ConsumerState<PendingActionsPage> {
     try {
       switch (action.actionCode) {
         case 'FORCE_KYC':
-          // 检查 KYC 是否已完成
+          // 检查实名认证(level1)是否已完成
+          // FORCE_KYC 待办操作只要求用户完成实名认证，不需要完成所有层级
           final kycService = ref.read(kycServiceProvider);
           final kycStatus = await kycService.getKycStatus();
-          if (kycStatus.isCompleted) {
-            // debugPrint('[PendingActionsPage] KYC 已完成，跳过此操作');
+          if (kycStatus.level1.verified) {
+            debugPrint('[PendingActionsPage] 实名认证已完成，跳过 FORCE_KYC 操作');
             return true;
           }
           return false;