diff --git a/.claude/settings.local.json b/.claude/settings.local.json
index 5058a2d1..66cbf6b9 100644
--- a/.claude/settings.local.json
+++ b/.claude/settings.local.json
@@ -272,7 +272,15 @@
       "Bash($env:DATABASE_URL=\"postgresql://postgres:password@localhost:5432/rwa_identity?schema=public\")",
       "Bash(docker cp:*)",
       "Bash(timeout 120 docker compose:*)",
-      "Bash(docker network create:*)"
+      "Bash(docker network create:*)",
+      "Bash(find backend/services -type d -name migrations -exec sh -c 'echo \"\"=== {} ===\"\" && ls -1 \"\"$1\"\" | wc -l' _ {} ;)",
+      "Bash(git commit -m \"$\\(cat <<''EOF''\nrefactor: 简化启动流程和优化向导页文案\n\n- 简化 splash 页面跳转逻辑：账号已创建直接进主页，首次启动进向导页\n- 优化向导页第5页文案：更亲切的标题和更清晰的说明\n- 改进推荐码输入框和扫码图标颜色：黑色文字与白色底色形成更好对比\n- 简化\"恢复账号\"按钮文字\n\n🤖 Generated with [Claude Code]\\(https://claude.com/claude-code\\)\n\nCo-Authored-By: Claude Sonnet 4.5 <noreply@anthropic.com>\nEOF\n\\)\")",
+      "Bash(timeout 30 git push:*)",
+      "Bash(ping:*)",
+      "Bash(ipconfig:*)",
+      "Bash(flutter run:*)",
+      "Bash(flutter devices:*)",
+      "Bash(npx qrcode:*)"
     ],
     "deny": [],
     "ask": []
diff --git a/SEED01-qrcode.png b/SEED01-qrcode.png
new file mode 100644
index 00000000..7b526361
Binary files /dev/null and b/SEED01-qrcode.png differ
diff --git a/backend/services/identity-service/src/infrastructure/external/sms/sms.service.ts b/backend/services/identity-service/src/infrastructure/external/sms/sms.service.ts
index 18f57f63..452fb8d7 100644
--- a/backend/services/identity-service/src/infrastructure/external/sms/sms.service.ts
+++ b/backend/services/identity-service/src/infrastructure/external/sms/sms.service.ts
@@ -10,6 +10,7 @@ export interface SmsSendResult {
   bizId?: string;
   code?: string;
   message?: string;
+  uncertain?: boolean; // 超时情况下短信可能已发送
 }
 
 // 重试配置
@@ -24,11 +25,14 @@ const RETRY_CONFIG = {
     'ENOTFOUND', // DNS 解析失败
     'ServiceUnavailable',
   ],
-  // 不重试的错误（可能短信已发送成功，只是响应慢）
-  noRetryErrors: [
+  // 超时错误（短信可能已发送成功，返回成功但标记为不确定）
+  timeoutErrors: [
     'ConnectTimeout',
     'ReadTimeout',
     'ETIMEDOUT',
+  ],
+  // 不重试的业务错误
+  noRetryErrors: [
     'BUSINESS_LIMIT_CONTROL', // 流控
   ],
 };
@@ -167,9 +171,23 @@ export class SmsService implements OnModuleInit {
         (lastError as any).code = result.code;
       } catch (error: any) {
         lastError = error;
+        const errorInfo = error.message || error.code || '';
+
+        // 超时错误：短信可能已发送成功，返回成功但标记为不确定
+        if (this.isTimeoutError(errorInfo)) {
+          this.logger.warn(
+            `[SMS] 超时但可能已发送成功: ${error.message}`,
+          );
+          return {
+            success: true,
+            uncertain: true,
+            code: 'TIMEOUT_UNCERTAIN',
+            message: '请求超时，验证码可能已发送，请稍等片刻',
+          };
+        }
 
         // 检查是否是可重试的错误
-        if (!this.isRetryableError(error.message || error.code || '')) {
+        if (!this.isRetryableError(errorInfo)) {
           this.logger.error(`[SMS] 不可重试错误: ${error.message}`);
           return {
             success: false,
@@ -250,6 +268,15 @@ export class SmsService implements OnModuleInit {
     );
   }
 
+  /**
+   * 检查是否是超时错误
+   */
+  private isTimeoutError(errorInfo: string): boolean {
+    return RETRY_CONFIG.timeoutErrors.some(
+      (timeout) => errorInfo.includes(timeout),
+    );
+  }
+
   /**
    * 睡眠函数
    */
diff --git a/frontend/mobile-app/lib/features/deposit/presentation/pages/deposit_usdt_page.dart b/frontend/mobile-app/lib/features/deposit/presentation/pages/deposit_usdt_page.dart
index d29c254a..ae336339 100644
--- a/frontend/mobile-app/lib/features/deposit/presentation/pages/deposit_usdt_page.dart
+++ b/frontend/mobile-app/lib/features/deposit/presentation/pages/deposit_usdt_page.dart
@@ -4,6 +4,7 @@ import 'package:flutter_riverpod/flutter_riverpod.dart';
 import 'package:go_router/go_router.dart';
 import 'package:qr_flutter/qr_flutter.dart';
 import '../../../../core/di/injection_container.dart';
+import '../../../../core/storage/storage_keys.dart';
 
 /// 充值 USDT 页面
 /// 显示用户ID（accountSequence）二维码作为充值地址
@@ -67,14 +68,29 @@ class _DepositUsdtPageState extends ConsumerState<DepositUsdtPage> {
 
       _accountSequence = userSerialNum;
 
-      // 检查钱包状态
-      try {
-        final walletInfo = await accountService.getWalletInfo(userSerialNum);
-        _isWalletReady = walletInfo.isReady;
-        debugPrint('[DepositUsdtPage] 钱包状态: ${walletInfo.status}, isReady: $_isWalletReady');
-      } catch (e) {
-        debugPrint('[DepositUsdtPage] 获取钱包状态失败: $e');
-        _isWalletReady = false;
+      // 先从本地存储检查钱包状态
+      final secureStorage = ref.read(secureStorageProvider);
+      final cachedWalletReady = await secureStorage.read(key: StorageKeys.isWalletReady);
+
+      if (cachedWalletReady == 'true') {
+        // 本地已标记为 ready，直接使用
+        debugPrint('[DepositUsdtPage] 本地存储显示钱包已就绪');
+        _isWalletReady = true;
+      } else {
+        // 本地未标记，调用API检查
+        try {
+          final walletInfo = await accountService.getWalletInfo(userSerialNum);
+          _isWalletReady = walletInfo.isReady;
+          debugPrint('[DepositUsdtPage] 钱包状态: ${walletInfo.status}, isReady: $_isWalletReady');
+
+          // 如果API返回ready，保存到本地存储
+          if (_isWalletReady) {
+            await secureStorage.write(key: StorageKeys.isWalletReady, value: 'true');
+          }
+        } catch (e) {
+          debugPrint('[DepositUsdtPage] 获取钱包状态失败: $e');
+          _isWalletReady = false;
+        }
       }
 
       // 如果钱包已就绪，查询余额和真实钱包地址