diff --git a/frontend/admin-web/src/components/features/system-account-report/SystemAccountsTab.tsx b/frontend/admin-web/src/components/features/system-account-report/SystemAccountsTab.tsx
index f966600d..ecb027bf 100644
--- a/frontend/admin-web/src/components/features/system-account-report/SystemAccountsTab.tsx
+++ b/frontend/admin-web/src/components/features/system-account-report/SystemAccountsTab.tsx
@@ -26,7 +26,7 @@ import type {
   OfflineSettlementEntriesResponse,
   OfflineSettlementEntryDTO,
 } from '@/types';
-import { ENTRY_TYPE_LABELS, ACCOUNT_TYPE_LABELS, FEE_TYPE_LABELS, REWARD_RIGHT_TYPE_LABELS, REWARD_STATUS_LABELS, FEE_COLLECTION_TYPE_LABELS } from '@/types';
+import { ENTRY_TYPE_LABELS, ACCOUNT_TYPE_LABELS, FEE_TYPE_LABELS, REWARD_RIGHT_TYPE_LABELS, REWARD_STATUS_LABELS, FEE_COLLECTION_TYPE_LABELS, getAccountDisplayName, SYSTEM_ACCOUNT_NAMES, PROVINCE_CODE_NAMES } from '@/types';
 import styles from './SystemAccountsTab.module.scss';
 
 /**
@@ -296,23 +296,23 @@ export default function SystemAccountsTab() {
  * [2026-01-05] 更新：根据业务需求调整显示名称，USDT改为绿积分
  */
 function FixedAccountsSection({ data }: { data: SystemAccountReportResponse['fixedAccounts'] }) {
+  // [2026-01-07] 更新：使用 SYSTEM_ACCOUNT_NAMES 映射获取正式名称
   const accounts = [
-    { key: 'costAccount', label: '总部储备', sequence: 'S0000000001', data: data.costAccount },
-    { key: 'operationAccount', label: '运营账户1', sequence: 'S0000000002', data: data.operationAccount },
-    { key: 'hqCommunity', label: '运营账户2', sequence: 'S0000000003', data: data.hqCommunity },
-    { key: 'rwadPoolPending', label: '积分股池', sequence: 'S0000000004', data: data.rwadPoolPending },
-    { key: 'platformFee', label: '平台手续费', sequence: 'S0000000005', data: data.platformFee },
+    { key: 'costAccount', sequence: 'S0000000001', data: data.costAccount },
+    { key: 'operationAccount', sequence: 'S0000000002', data: data.operationAccount },
+    { key: 'hqCommunity', sequence: 'S0000000003', data: data.hqCommunity },
+    { key: 'rwadPoolPending', sequence: 'S0000000004', data: data.rwadPoolPending },
+    { key: 'platformFee', sequence: 'S0000000005', data: data.platformFee },
   ];
 
   return (
     <div className={styles.section}>
       <h3 className={styles.sectionTitle}>固定系统账户</h3>
       <div className={styles.cardGrid}>
-        {accounts.map(({ key, label, sequence, data: accountData }) => (
+        {accounts.map(({ key, sequence, data: accountData }) => (
           <div key={key} className={styles.accountCard}>
             <div className={styles.cardHeader}>
-              <span className={styles.accountLabel}>{label}</span>
-              <span className={styles.accountSequence}>{sequence}</span>
+              <span className={styles.accountLabel}>{getAccountDisplayName(sequence)}</span>
             </div>
             <div className={styles.cardBody}>
               <div className={styles.statRow}>
@@ -374,8 +374,7 @@ function RegionAccountsSection({ data, type }: { data: RegionAccountsSummary; ty
           <table className={styles.table}>
             <thead>
               <tr>
-                <th>区域代码</th>
-                <th>区域名称</th>
+                <th>区域</th>
                 <th>余额 (绿积分)</th>
                 <th>累计收入 (绿积分)</th>
                 <th>状态</th>
@@ -384,8 +383,8 @@ function RegionAccountsSection({ data, type }: { data: RegionAccountsSummary; ty
             <tbody>
               {data.accounts.map((account) => (
                 <tr key={account.id}>
-                  <td>{account.regionCode || '-'}</td>
-                  <td>{account.regionName || '-'}</td>
+                  {/* [2026-01-07] 更新：合并显示区域名称和编码 */}
+                  <td>{account.regionName ? `${account.regionName} (${account.regionCode})` : account.regionCode || '-'}</td>
                   <td>{formatAmount(account.usdtBalance)}</td>
                   <td>{formatAmount(account.totalReceived)}</td>
                   <td>
@@ -519,7 +518,8 @@ function OfflineSettlementSection({ data }: { data: SystemAccountReportResponse[
                 <tbody>
                   {entriesData.entries.map((entry) => (
                     <tr key={entry.id}>
-                      <td>{entry.accountSequence}</td>
+                      {/* [2026-01-07] 更新：使用 getAccountDisplayName 显示账户名称和编码 */}
+                      <td>{getAccountDisplayName(entry.accountSequence)}</td>
                       <td>{formatAmount(entry.amount)}</td>
                       <td>{entry.memo || '-'}</td>
                       <td>{new Date(entry.createdAt).toLocaleString('zh-CN')}</td>
@@ -704,14 +704,15 @@ function LedgerSection({
       </div>
 
       {/* 固定系统账户分类账 */}
+      {/* [2026-01-07] 更新：使用 getAccountDisplayName 显示账户名称和编码 */}
       {data.fixedAccountsLedger && data.fixedAccountsLedger.length > 0 && (
         <div className={styles.ledgerGroup}>
           <h4 className={styles.subTitle}>固定系统账户</h4>
           {data.fixedAccountsLedger.map((account) => (
             <LedgerAccountCard
               key={account.accountSequence}
-              title={getAccountTypeLabel(account.accountType)}
-              subtitle={account.accountSequence}
+              title={getAccountDisplayName(account.accountSequence)}
+              subtitle=""
               ledger={account.ledger}
               total={account.total}
               expanded={expandedAccounts.has(account.accountSequence)}
@@ -729,8 +730,8 @@ function LedgerSection({
           {data.provinceAccountsLedger.map((account) => (
             <LedgerAccountCard
               key={account.accountSequence}
-              title={account.regionName || account.regionCode}
-              subtitle={account.accountSequence}
+              title={account.regionName ? `${account.regionName} (${account.accountSequence})` : getAccountDisplayName(account.accountSequence)}
+              subtitle=""
               ledger={account.ledger}
               total={account.total}
               expanded={expandedAccounts.has(account.accountSequence)}
@@ -748,8 +749,8 @@ function LedgerSection({
           {data.cityAccountsLedger.map((account) => (
             <LedgerAccountCard
               key={account.accountSequence}
-              title={account.regionName || account.regionCode}
-              subtitle={account.accountSequence}
+              title={account.regionName ? `${account.regionName} (${account.accountSequence})` : getAccountDisplayName(account.accountSequence)}
+              subtitle=""
               ledger={account.ledger}
               total={account.total}
               expanded={expandedAccounts.has(account.accountSequence)}
@@ -807,7 +808,8 @@ function LedgerAccountCard({
       <div className={styles.ledgerCardHeader} onClick={onToggle}>
         <div className={styles.ledgerCardTitle}>
           <span className={styles.accountName}>{title}</span>
-          <span className={styles.accountSequence}>{subtitle}</span>
+          {/* [2026-01-07] 更新：subtitle 为空时不显示 */}
+          {subtitle && <span className={styles.accountSequence}>{subtitle}</span>}
         </div>
         <div className={styles.ledgerCardInfo}>
           <span className={styles.ledgerCount}>{total} 条记录</span>
@@ -957,9 +959,10 @@ function FeeAccountSection({
       </div>
 
       {/* 账户信息 */}
+      {/* [2026-01-07] 更新：使用 getAccountDisplayName 显示账户名称和编码 */}
       <div className={styles.accountInfo}>
         <span className={styles.accountLabel}>手续费归集账户: </span>
-        <span className={styles.accountValue}>{data.accountSequence}</span>
+        <span className={styles.accountValue}>{getAccountDisplayName(data.accountSequence)}</span>
       </div>
 
       {/* 汇总卡片 */}
@@ -1323,7 +1326,8 @@ function RewardTypeSummarySection({
                       {detailsData.entries.map((entry) => (
                         <tr key={entry.id}>
                           <td>{new Date(entry.createdAt).toLocaleString('zh-CN')}</td>
-                          <td>{entry.accountSequence}</td>
+                          {/* [2026-01-07] 更新：使用 getAccountDisplayName 显示账户名称和编码 */}
+                          <td>{getAccountDisplayName(entry.accountSequence)}</td>
                           <td className={styles.orderId}>{entry.sourceOrderId}</td>
                           <td>{formatAmount(entry.usdtAmount)}</td>
                           <td>
diff --git a/frontend/admin-web/src/types/system-account.types.ts b/frontend/admin-web/src/types/system-account.types.ts
index 2d8de42b..f1ead3a1 100644
--- a/frontend/admin-web/src/types/system-account.types.ts
+++ b/frontend/admin-web/src/types/system-account.types.ts
@@ -380,3 +380,122 @@ export const FEE_COLLECTION_TYPE_LABELS: Record<string, string> = {
   FIAT_WITHDRAWAL_FEE: '法币提现手续费',
   UNKNOWN: '未知类型',
 };
+
+// [2026-01-07] 新增：系统账户名称映射
+/**
+ * 系统账户序列号到正式名称的映射
+ */
+export const SYSTEM_ACCOUNT_NAMES: Record<string, string> = {
+  'S0000000001': '总部账户',
+  'S0000000002': '成本账户',
+  'S0000000003': '运营账户',
+  'S0000000004': 'RWAD底池',
+  'S0000000005': '分享权益池',
+  'S0000000006': '手续费归集',
+};
+
+// [2026-01-07] 新增：省份行政区划代码映射
+/**
+ * 省份区域代码到名称的映射
+ */
+export const PROVINCE_CODE_NAMES: Record<string, string> = {
+  '11': '北京市',
+  '12': '天津市',
+  '13': '河北省',
+  '14': '山西省',
+  '15': '内蒙古自治区',
+  '21': '辽宁省',
+  '22': '吉林省',
+  '23': '黑龙江省',
+  '31': '上海市',
+  '32': '江苏省',
+  '33': '浙江省',
+  '34': '安徽省',
+  '35': '福建省',
+  '36': '江西省',
+  '37': '山东省',
+  '41': '河南省',
+  '42': '湖北省',
+  '43': '湖南省',
+  '44': '广东省',
+  '45': '广西壮族自治区',
+  '46': '海南省',
+  '50': '重庆市',
+  '51': '四川省',
+  '52': '贵州省',
+  '53': '云南省',
+  '54': '西藏自治区',
+  '61': '陕西省',
+  '62': '甘肃省',
+  '63': '青海省',
+  '64': '宁夏回族自治区',
+  '65': '新疆维吾尔自治区',
+  '71': '台湾省',
+  '81': '香港特别行政区',
+  '82': '澳门特别行政区',
+  // 带0000后缀的格式（某些系统可能使用）
+  '110000': '北京市',
+  '120000': '天津市',
+  '130000': '河北省',
+  '140000': '山西省',
+  '150000': '内蒙古自治区',
+  '210000': '辽宁省',
+  '220000': '吉林省',
+  '230000': '黑龙江省',
+  '310000': '上海市',
+  '320000': '江苏省',
+  '330000': '浙江省',
+  '340000': '安徽省',
+  '350000': '福建省',
+  '360000': '江西省',
+  '370000': '山东省',
+  '410000': '河南省',
+  '420000': '湖北省',
+  '430000': '湖南省',
+  '440000': '广东省',
+  '450000': '广西壮族自治区',
+  '460000': '海南省',
+  '500000': '重庆市',
+  '510000': '四川省',
+  '520000': '贵州省',
+  '530000': '云南省',
+  '540000': '西藏自治区',
+  '610000': '陕西省',
+  '620000': '甘肃省',
+  '630000': '青海省',
+  '640000': '宁夏回族自治区',
+  '650000': '新疆维吾尔自治区',
+  '710000': '台湾省',
+  '810000': '香港特别行政区',
+  '820000': '澳门特别行政区',
+};
+
+/**
+ * 获取账户显示名称（同时保留编码）
+ * 格式：名称 (编码)
+ */
+export function getAccountDisplayName(accountSequence: string): string {
+  // 检查是否是系统账户
+  if (SYSTEM_ACCOUNT_NAMES[accountSequence]) {
+    return `${SYSTEM_ACCOUNT_NAMES[accountSequence]} (${accountSequence})`;
+  }
+  // 检查是否是7位数字的区域账户
+  if (/^\d{7}$/.test(accountSequence)) {
+    const provinceCode = accountSequence.substring(0, 2);
+    const cityPart = accountSequence.substring(2, 4);
+    const provinceName = PROVINCE_CODE_NAMES[provinceCode];
+
+    if (provinceName) {
+      // 判断是省级还是市级账户
+      if (cityPart === '00') {
+        // 省级账户
+        return `${provinceName}（省级）(${accountSequence})`;
+      } else {
+        // 市级账户 - 显示省份简称 + 市级代码
+        const shortProvinceName = provinceName.replace(/省|市|自治区|特别行政区|壮族|回族|维吾尔/g, '');
+        return `${shortProvinceName}${cityPart}市 (${accountSequence})`;
+      }
+    }
+  }
+  return accountSequence;
+}