diff --git a/backend/services/reporting-service/src/infrastructure/external/wallet-service/wallet-service.client.ts b/backend/services/reporting-service/src/infrastructure/external/wallet-service/wallet-service.client.ts
index e65a4cf8..71c92a20 100644
--- a/backend/services/reporting-service/src/infrastructure/external/wallet-service/wallet-service.client.ts
+++ b/backend/services/reporting-service/src/infrastructure/external/wallet-service/wallet-service.client.ts
@@ -134,10 +134,11 @@ export class WalletServiceClient {
       this.logger.debug(`[getAllSystemAccounts] 请求: ${url}`);
 
       const response = await firstValueFrom(
-        this.httpService.get<AllSystemAccountsResponse>(url),
+        this.httpService.get<{ success: boolean; data: AllSystemAccountsResponse }>(url),
       );
 
-      return response.data;
+      // wallet-service 返回 { success: true, data: { fixedAccounts, ... } }
+      return response.data.data;
     } catch (error) {
       this.logger.error(`[getAllSystemAccounts] 失败: ${error.message}`);
       return {