diff --git a/frontend/mobile-app/lib/features/home/presentation/pages/home_shell_page.dart b/frontend/mobile-app/lib/features/home/presentation/pages/home_shell_page.dart
index 7953ff74..045edca3 100644
--- a/frontend/mobile-app/lib/features/home/presentation/pages/home_shell_page.dart
+++ b/frontend/mobile-app/lib/features/home/presentation/pages/home_shell_page.dart
@@ -173,12 +173,24 @@ class _HomeShellPageState extends ConsumerState<HomeShellPage>
     if (_hasCheckedContracts) return;
     _hasCheckedContracts = true;
 
+    // 如果用户已在合同/KYC页面，跳过检查
+    if (_shouldSkipContractCheck()) {
+      debugPrint('[HomeShellPage] 首次检查：用户在合同/KYC/升级页面，跳过');
+      return;
+    }
+
     try {
       final contractCheckService = ref.read(contractCheckServiceProvider);
       final result = await contractCheckService.checkAll();
 
       if (!mounted) return;
 
+      // 再次检查，防止在请求期间用户进入了相关页面
+      if (_shouldSkipContractCheck()) {
+        debugPrint('[HomeShellPage] 首次检查：用户已进入合同/KYC/升级页面，跳过弹窗');
+        return;
+      }
+
       // 1. 优先处理待签署合同
       if (result.hasPendingContracts) {
         // 有待签署合同，跳转到待签署列表页面