diff --git a/backend/services/mining-service/src/application/services/mining-distribution.service.ts b/backend/services/mining-service/src/application/services/mining-distribution.service.ts
index d8ba6497..28069b61 100644
--- a/backend/services/mining-service/src/application/services/mining-distribution.service.ts
+++ b/backend/services/mining-service/src/application/services/mining-distribution.service.ts
@@ -139,55 +139,17 @@ export class MiningDistributionService {
         page++;
       }
 
-      // 2. 分配给系统账户（运营/省/市）
-      const systemAccounts = await this.systemMiningAccountRepository.findAll();
-      for (const systemAccount of systemAccounts) {
-        // 总部账户不直接参与挖矿，它只接收未解锁算力的收益
-        if (systemAccount.accountType === SystemAccountType.HEADQUARTERS) {
-          continue;
-        }
-
-        if (systemAccount.totalContribution.isZero()) {
-          continue;
-        }
-
-        const reward = this.calculator.calculateUserMiningReward(
-          systemAccount.totalContribution,
-          networkTotalContribution,
-          secondDistribution,
-        );
-
-        if (!reward.isZero()) {
-          await this.systemMiningAccountRepository.mine(
-            systemAccount.accountType,
-            reward,
-            `秒挖矿 ${currentSecond.getTime()}`,
-          );
-
-          // 累积系统账户每分钟的挖矿数据到Redis
-          await this.accumulateSystemMinuteData(
-            systemAccount.accountType,
-            currentMinute,
-            reward,
-            systemAccount.totalContribution,
-            networkTotalContribution,
-            secondDistribution,
-          );
-
-          totalDistributed = totalDistributed.add(reward);
-          systemParticipantCount++;
-        }
-      }
-
-      // 3. 分配未解锁算力的收益给总部账户
-      const pendingMiningResult = await this.distributePendingContributions(
+      // 2. 分配给系统账户（运营/省/市）和待解锁算力 - 在单个事务中执行
+      const systemAndPendingResult = await this.distributeToSystemAndPending(
         currentSecond,
         currentMinute,
         networkTotalContribution,
         secondDistribution,
       );
-      totalDistributed = totalDistributed.add(pendingMiningResult.totalDistributed);
-      pendingParticipantCount = pendingMiningResult.participantCount;
+      totalDistributed = totalDistributed.add(systemAndPendingResult.systemDistributed);
+      totalDistributed = totalDistributed.add(systemAndPendingResult.pendingDistributed);
+      systemParticipantCount = systemAndPendingResult.systemParticipantCount;
+      pendingParticipantCount = systemAndPendingResult.pendingParticipantCount;
 
       // 每分钟结束时，写入汇总的MiningRecord
       if (isMinuteEnd) {
@@ -286,22 +248,72 @@ export class MiningDistributionService {
   }
 
   /**
-   * 分配未解锁算力的挖矿收益给总部账户
+   * 在单个事务中分配系统账户和待解锁算力的挖矿收益
+   * 解决并发事务更新同一行导致的行锁竞争问题
    */
-  private async distributePendingContributions(
+  private async distributeToSystemAndPending(
     currentSecond: Date,
     currentMinute: Date,
     networkTotalContribution: ShareAmount,
     secondDistribution: ShareAmount,
-  ): Promise<{ totalDistributed: ShareAmount; participantCount: number }> {
-    let totalDistributed = ShareAmount.zero();
-    let participantCount = 0;
+  ): Promise<{
+    systemDistributed: ShareAmount;
+    pendingDistributed: ShareAmount;
+    systemParticipantCount: number;
+    pendingParticipantCount: number;
+  }> {
+    let systemDistributed = ShareAmount.zero();
+    let pendingDistributed = ShareAmount.zero();
+    let systemParticipantCount = 0;
+    let pendingParticipantCount = 0;
 
-    // 获取所有未过期的待解锁算力
+    // 预先获取所有需要的数据
+    const systemAccounts = await this.systemMiningAccountRepository.findAll();
     const pendingContributions = await this.prisma.pendingContributionMining.findMany({
       where: { isExpired: false },
     });
 
+    // 计算所有系统账户的挖矿奖励
+    const systemRewards: Array<{
+      accountType: SystemAccountType;
+      reward: ShareAmount;
+      contribution: ShareAmount;
+      memo: string;
+    }> = [];
+
+    for (const systemAccount of systemAccounts) {
+      // 总部账户不直接参与挖矿，它只接收未解锁算力的收益
+      if (systemAccount.accountType === SystemAccountType.HEADQUARTERS) {
+        continue;
+      }
+
+      if (systemAccount.totalContribution.isZero()) {
+        continue;
+      }
+
+      const reward = this.calculator.calculateUserMiningReward(
+        systemAccount.totalContribution,
+        networkTotalContribution,
+        secondDistribution,
+      );
+
+      if (!reward.isZero()) {
+        systemRewards.push({
+          accountType: systemAccount.accountType,
+          reward,
+          contribution: systemAccount.totalContribution,
+          memo: `秒挖矿 ${currentSecond.getTime()}`,
+        });
+      }
+    }
+
+    // 计算所有待解锁算力的挖矿奖励（归总部账户）
+    const pendingRewards: Array<{
+      pending: any;
+      reward: ShareAmount;
+      memo: string;
+    }> = [];
+
     for (const pending of pendingContributions) {
       const contribution = new ShareAmount(pending.amount);
       if (contribution.isZero()) continue;
@@ -313,29 +325,75 @@ export class MiningDistributionService {
       );
 
       if (!reward.isZero()) {
-        // 收益归总部账户
-        await this.systemMiningAccountRepository.mine(
-          SystemAccountType.HEADQUARTERS,
-          reward,
-          `未解锁算力挖矿 - 来源:${pending.sourceAccountSequence} 类型:${pending.contributionType} 应归:${pending.wouldBeAccountSequence || '无'}`,
-        );
-
-        // 累积待解锁算力每分钟的挖矿数据到Redis
-        await this.accumulatePendingMinuteData(
-          pending.id,
-          currentMinute,
-          reward,
+        pendingRewards.push({
           pending,
-          networkTotalContribution,
-          secondDistribution,
-        );
-
-        totalDistributed = totalDistributed.add(reward);
-        participantCount++;
+          reward,
+          memo: `未解锁算力挖矿 - 来源:${pending.sourceAccountSequence} 类型:${pending.contributionType} 应归:${pending.wouldBeAccountSequence || '无'}`,
+        });
       }
     }
 
-    return { totalDistributed, participantCount };
+    // 如果没有需要处理的数据，直接返回
+    if (systemRewards.length === 0 && pendingRewards.length === 0) {
+      return { systemDistributed, pendingDistributed, systemParticipantCount, pendingParticipantCount };
+    }
+
+    // 在单个事务中执行所有系统账户和待解锁算力的挖矿
+    await this.prisma.$transaction(async (tx) => {
+      // 处理系统账户挖矿
+      for (const { accountType, reward, memo } of systemRewards) {
+        await this.systemMiningAccountRepository.mine(accountType, reward, memo, tx);
+        systemDistributed = systemDistributed.add(reward);
+        systemParticipantCount++;
+      }
+
+      // 处理待解锁算力挖矿（归总部账户）
+      // 计算总部账户的总收益
+      let headquartersTotal = ShareAmount.zero();
+      const headquartersMemos: string[] = [];
+
+      for (const { reward, memo } of pendingRewards) {
+        headquartersTotal = headquartersTotal.add(reward);
+        headquartersMemos.push(memo);
+        pendingDistributed = pendingDistributed.add(reward);
+        pendingParticipantCount++;
+      }
+
+      // 一次性更新总部账户（而不是每个待解锁算力单独更新）
+      if (!headquartersTotal.isZero()) {
+        await this.systemMiningAccountRepository.mine(
+          SystemAccountType.HEADQUARTERS,
+          headquartersTotal,
+          `秒挖矿 ${currentSecond.getTime()} - 待解锁算力汇总 (${pendingRewards.length}笔)`,
+          tx,
+        );
+      }
+    });
+
+    // 事务成功后，累积 Redis 数据（Redis 操作不需要在事务内）
+    for (const { accountType, reward, contribution } of systemRewards) {
+      await this.accumulateSystemMinuteData(
+        accountType,
+        currentMinute,
+        reward,
+        contribution,
+        networkTotalContribution,
+        secondDistribution,
+      );
+    }
+
+    for (const { pending, reward } of pendingRewards) {
+      await this.accumulatePendingMinuteData(
+        pending.id,
+        currentMinute,
+        reward,
+        pending,
+        networkTotalContribution,
+        secondDistribution,
+      );
+    }
+
+    return { systemDistributed, pendingDistributed, systemParticipantCount, pendingParticipantCount };
   }
 
   /**
diff --git a/backend/services/mining-service/src/infrastructure/persistence/repositories/system-mining-account.repository.ts b/backend/services/mining-service/src/infrastructure/persistence/repositories/system-mining-account.repository.ts
index 0ff88234..cc5df892 100644
--- a/backend/services/mining-service/src/infrastructure/persistence/repositories/system-mining-account.repository.ts
+++ b/backend/services/mining-service/src/infrastructure/persistence/repositories/system-mining-account.repository.ts
@@ -1,7 +1,10 @@
 import { Injectable } from '@nestjs/common';
 import { PrismaService } from '../prisma/prisma.service';
 import { ShareAmount } from '../../../domain/value-objects/share-amount.vo';
-import { SystemAccountType } from '@prisma/client';
+import { SystemAccountType, Prisma } from '@prisma/client';
+
+// 事务客户端类型
+type TransactionClient = Prisma.TransactionClient;
 
 export interface SystemMiningAccountSnapshot {
   accountType: SystemAccountType;
@@ -86,13 +89,21 @@ export class SystemMiningAccountRepository {
     return new ShareAmount(result._sum.totalContribution || 0);
   }
 
+  /**
+   * 执行系统账户挖矿（带外部事务支持）
+   * @param accountType 账户类型
+   * @param amount 挖矿数量
+   * @param memo 备注
+   * @param tx 可选的外部事务客户端，如果不传则自动创建事务
+   */
   async mine(
     accountType: SystemAccountType,
     amount: ShareAmount,
     memo: string,
+    tx?: TransactionClient,
   ): Promise<void> {
-    await this.prisma.$transaction(async (tx) => {
-      const account = await tx.systemMiningAccount.findUnique({
+    const executeInTx = async (client: TransactionClient) => {
+      const account = await client.systemMiningAccount.findUnique({
         where: { accountType },
       });
 
@@ -104,7 +115,7 @@ export class SystemMiningAccountRepository {
       const balanceAfter = balanceBefore.plus(amount.value);
       const totalMined = account.totalMined.plus(amount.value);
 
-      await tx.systemMiningAccount.update({
+      await client.systemMiningAccount.update({
         where: { accountType },
         data: {
           totalMined,
@@ -112,7 +123,7 @@ export class SystemMiningAccountRepository {
         },
       });
 
-      await tx.systemMiningTransaction.create({
+      await client.systemMiningTransaction.create({
         data: {
           accountType,
           type: 'MINE',
@@ -122,7 +133,15 @@ export class SystemMiningAccountRepository {
           memo,
         },
       });
-    });
+    };
+
+    if (tx) {
+      // 使用外部事务
+      await executeInTx(tx);
+    } else {
+      // 自动创建事务（向后兼容）
+      await this.prisma.$transaction(executeInTx);
+    }
   }
 
   async saveMinuteRecord(