diff --git a/backend/services/identity-service/src/application/services/user-application.service.ts b/backend/services/identity-service/src/application/services/user-application.service.ts
index 1369018c..1e2f8854 100644
--- a/backend/services/identity-service/src/application/services/user-application.service.ts
+++ b/backend/services/identity-service/src/application/services/user-application.service.ts
@@ -1692,15 +1692,27 @@ export class UserApplicationService {
         try {
           const parsed = JSON.parse(currentStatusData);
           const status = parsed.status;
+          const updatedAt = parsed.updatedAt;
 
-          // 如果状态是 pending/generating/deriving，说明正在生成中，不触发重试
-          if (status === 'pending' || status === 'generating' || status === 'deriving') {
+          // 检查状态是否超时（超过60秒未更新）
+          const TIMEOUT_MS = 60 * 1000;
+          const isTimeout = updatedAt && (Date.now() - new Date(updatedAt).getTime() > TIMEOUT_MS);
+
+          // 如果状态是 pending/generating/deriving 且未超时，说明正在生成中，不触发重试
+          if ((status === 'pending' || status === 'generating' || status === 'deriving') && !isTimeout) {
             this.logger.log(
               `[WALLET-RETRY] Wallet generation in progress (status=${status}) for user: ${userId}, skip retry`,
             );
             return; // 正在生成中，无需重试
           }
 
+          // 如果超时，记录日志并继续重试
+          if (isTimeout) {
+            this.logger.log(
+              `[WALLET-RETRY] Status ${status} timed out for user: ${userId}, forcing retry`,
+            );
+          }
+
           // 如果状态是 completed，但数据库没有完整地址，说明是过期状态，继续重试
           // 如果状态是 failed，允许重试
           this.logger.log(