diff --git a/frontend/mobile-app/lib/features/profile/presentation/pages/profile_page.dart b/frontend/mobile-app/lib/features/profile/presentation/pages/profile_page.dart
index 566f56ae..31e73a8f 100644
--- a/frontend/mobile-app/lib/features/profile/presentation/pages/profile_page.dart
+++ b/frontend/mobile-app/lib/features/profile/presentation/pages/profile_page.dart
@@ -187,16 +187,15 @@ class _ProfilePageState extends ConsumerState<ProfilePage> {
     super.initState();
     // 首屏数据：用户基本信息（从本地存储优先）
     _checkLocalAvatarSync();
-    _loadUserData();
+    _loadUserData().then((_) {
+      // 用户数据加载完成后，检查钱包状态
+      _checkAndStartWalletPolling();
+    });
     _loadAppInfo();
     // 通知数量（轻量级请求）
     _loadUnreadNotificationCount();
     // 启动定时刷新（可见区域的数据）
     _startAutoRefreshTimer();
-    // 检查钱包状态并启动轮询（如果需要）
-    WidgetsBinding.instance.addPostFrameCallback((_) {
-      _checkAndStartWalletPolling();
-    });
   }
 
   /// 加载应用信息
@@ -796,9 +795,43 @@ class _ProfilePageState extends ConsumerState<ProfilePage> {
   Future<void> _checkAndStartWalletPolling() async {
     final authState = ref.read(authProvider);
 
-    // 如果账号已创建但钱包未就绪，启动轮询
-    if (authState.isAccountCreated && !authState.isWalletReady) {
-      debugPrint('[ProfilePage] Account created but wallet not ready, starting polling');
+    // 如果本地已标记钱包就绪，无需检查
+    if (authState.isWalletReady) {
+      debugPrint('[ProfilePage] Wallet already ready (local), skip polling');
+      return;
+    }
+
+    // 如果账号已创建，先调用 API 检查钱包状态
+    if (authState.isAccountCreated && _serialNumber.isNotEmpty && _serialNumber != '--') {
+      debugPrint('[ProfilePage] Checking wallet status from API...');
+      try {
+        final accountService = ref.read(accountServiceProvider);
+        final walletInfo = await accountService.getWalletInfo(_serialNumber);
+
+        if (walletInfo.isReady) {
+          // 钱包已就绪，更新本地存储
+          debugPrint('[ProfilePage] Wallet is ready, updating local storage');
+          final secureStorage = ref.read(secureStorageProvider);
+          await secureStorage.write(key: StorageKeys.isWalletReady, value: 'true');
+
+          // 刷新 authProvider 状态
+          await ref.read(authProvider.notifier).checkAuthStatus();
+
+          // 通知 walletStatusProvider 更新状态
+          ref.read(walletStatusProvider.notifier).stopPolling();
+
+          // 强制刷新UI
+          if (mounted) {
+            setState(() {});
+          }
+          return;
+        }
+      } catch (e) {
+        debugPrint('[ProfilePage] Failed to check wallet status: $e');
+      }
+
+      // 钱包未就绪，启动轮询
+      debugPrint('[ProfilePage] Wallet not ready, starting polling');
       await ref.read(walletStatusProvider.notifier).startPolling();
     }
   }