diff --git a/frontend/mining-app/lib/presentation/pages/asset/asset_page.dart b/frontend/mining-app/lib/presentation/pages/asset/asset_page.dart
index 5bbbafa2..d0d42d0c 100644
--- a/frontend/mining-app/lib/presentation/pages/asset/asset_page.dart
+++ b/frontend/mining-app/lib/presentation/pages/asset/asset_page.dart
@@ -117,15 +117,25 @@ class _AssetPageState extends ConsumerState<AssetPage> {
     _timerStarted = false;
   }
 
-  /// 计算当前实时资产显示值
-  /// 使用 WebSocket 推送的实时价格
-  /// 资产显示值 = 当前积分股余额 × (1 + burnMultiplier) × price
-  double get _currentDisplayValue {
+  /// 计算当前实时总资产显示值
+  /// 总资产 = 积分股价值 + 积分值余额
+  /// 积分股价值 = 当前积分股余额 × (1 + burnMultiplier) × price
+  /// 积分值余额 = 可用积分值 + 冻结积分值
+  double _calculateTotalAssetValue(AssetDisplay? asset) {
     // 优先使用 WebSocket 推送的价格，否则使用 API 返回的价格
     final price = double.tryParse(_currentPrice) ?? 0;
     final burnMultiplier = double.tryParse(_currentBurnMultiplier) ?? 0;
     final multiplierFactor = 1 + burnMultiplier;
-    return _currentShareBalance * multiplierFactor * price;
+
+    // 积分股价值
+    final shareValue = _currentShareBalance * multiplierFactor * price;
+
+    // 积分值余额（现金 = 可用 + 冻结）
+    final availableCash = double.tryParse(asset?.availableCash ?? '0') ?? 0;
+    final frozenCash = double.tryParse(asset?.frozenCash ?? '0') ?? 0;
+    final totalCash = availableCash + frozenCash;
+
+    return shareValue + totalCash;
   }
 
   /// 计算当前实时积分股余额
@@ -210,7 +220,7 @@ class _AssetPageState extends ConsumerState<AssetPage> {
                           children: [
                             const SizedBox(height: 8),
                             // 总资产卡片 - 始终显示，数字部分闪烁，实时刷新
-                            _buildTotalAssetCard(asset, isLoading, _currentDisplayValue, _currentShareBalance, perSecondEarning),
+                            _buildTotalAssetCard(asset, isLoading, _calculateTotalAssetValue(asset), _currentShareBalance, perSecondEarning),
                             const SizedBox(height: 24),
                             // 快捷操作按钮
                             _buildQuickActions(context),
@@ -255,13 +265,13 @@ class _AssetPageState extends ConsumerState<AssetPage> {
     );
   }
 
-  Widget _buildTotalAssetCard(AssetDisplay? asset, bool isLoading, double currentDisplayValue, double currentShareBalance, String perSecondEarning) {
+  Widget _buildTotalAssetCard(AssetDisplay? asset, bool isLoading, double totalAssetValue, double currentShareBalance, String perSecondEarning) {
     // 使用传入的每秒增长值（来自 mining-service）
     final growthPerSecond = double.tryParse(perSecondEarning) ?? 0.0;
 
-    // 使用实时计算的资产值（含倍数）
-    final displayValue = asset != null && currentDisplayValue > 0
-        ? currentDisplayValue.toString()
+    // 使用实时计算的总资产值（积分股价值 + 积分值余额）
+    final displayValue = asset != null && totalAssetValue > 0
+        ? totalAssetValue.toString()
         : asset?.displayAssetValue;
 
     // 计算有效积分股（含倍数）= 实时积分股余额 × (1 + burnMultiplier)